When you hear the word “Christmas” what comes to mind? Is it the Baby Jesus, Joseph, and Mary, family gatherings, gifts, shopping, cookies, Santa Clause, politically correctness, snow, Christmas trees, cactus decorated with Santa hats, (that’s in my neighborhood anyway) the end of a year… Have you ever thought what the world would be like if Christmas would have never come the first time? Christmas has changed the world. May you thank those who have blessed your life this year and find someone to bless.
From my home to yours… “Merry Christmas”
December 22, 2010 at 3:26 pm
Whether you decide voluntarily to change locations or receive a job transfer it can be a daunting task to find the area of a large metropolitan city that suits your needs and taste. Just about 10 years ago I moved to the Valley of the sun. With a young family at that time Anthem, Arizona seemed to meet all our needs and expectations. Coming from Central Illinois it seemed like living at a resort. We have thoroughly enjoyed our years in Anthem and have seen so many changes and improvements. Of course there was the run up in prices and the fall, so for today’s buyers you now receive the best of both worlds… the affordable prices and the mature area with Country Club living, shopping, schools, brand new interstate, restaurants, theaters, and more. Anthem is such a great value both for buying and renting. Contact me to get started on making your next property purchase. MollyTrecek@cox.net
If you would like more information regarding relocating to the Phoenix Metro area click here.
November 29, 2010 at 2:48 pm
Before you spend all day looking at homes, you owe it to yourself to see this special, luxury home! Exceptional finishes include granite counter tops + pony wall in kitchen, stainless appliances, upgraded cabinetry, 18” diagonally-laid tile & warm paint colors. Located in the gated Anthem Country Club community, the backyard is one of the best currently available in this size of home. Extended covered flagstone patio, majestic fireplace, low-maintenance synthetic lawn, cascading waterfall & built-in bar-style island seating with polished concrete finish. Come experience the beauty of Anthem Country Club, an award-winning golf & high-tech community.
Perfect Second Home. See full MLS listings
November 28, 2010 at 6:28 pm
Looking for that Special Property? Check out these listings. Click Here!!!
October 26, 2010 at 5:28 pm
Calling all investors. This is a fabulous deal on a like new Condo in Beautiful Anthem, AZ. Only $104,900 for 1325 Square feet. Click her to view full listing.
October 13, 2010 at 4:53 pm
Resort Living at its best
This home is truly amazing and more than move in Ready. Just sign the papers and bring your belongings. Everything is already done. Easy to Buy.
To View the entire listing ( and you must) Click Here.
September 29, 2010 at 8:37 pm
So what is going on in the market? That is the question that I used to get all the time. I am still hearing it, but the doom and gloom of national news has caused people to think that they may know the answer to that question, so why ask? Well, in my world there is always an upside to what life throws our way. The correction has been made in the Phoenix market and in my opinion most of the pain has been endured. I don’t foresee any major increase in prices anytime soon. Prices are dirt cheap and most of the market is distressed, but what a great time to buy. Short Sales are the best value if you have the emotional sweat equity to invest. You might consider a rental home investment. Apartment complexes rents are up as there is such a need for displaced home owners to rent for awhile as they rebuild from a Short Sale or Foreclosure. Something to think about…. Give me a call and I would be happy to discuss some options with you.
September 29, 2010 at 6:17 pm
A few years ago Phoenix, AZ real estate prices accelerated out of control, but have now corrected themselves. Some may believe over corrected. Much of my selling area is On Sale for nearly 1/2 price.
In spite of the hysteria around illegal immigration, Greater Phoenix has many fabulous ares in which to lay down some roots either full time or part time. See what the experts are saying.
Take a look at some terrific Lender Owned homes available today.
May 7, 2010 at 7:44 pm
Q: Will the Bank accept FHA or VA financing?
A: Yes, if the property will qualify for this type of financing. The bank will usually accept it. If the property does not meet the qualification for this financing the Bank will not repair the property to meet the requirements. Remember, the property is being sold “AS IS”, which means it its present condition. When a property is in poor condition a bank/seller may only accept cash offers.
Q: Since I am a cash buyer will banks always choose my offer over others even if I offer a lower price?
A: Not necessarily. Banks will usually get every dime out of the property that they can. They will take their chances on a financed offer if it is significantly higher at least the first time around. If it falls through and days on market are adding up they may then look for a cash buyer to turn the property quickly. Just because you are a cash buyer don’t think that you can low ball the price. The Banks price the properties market value.
Q: How long does it take for a bank to respond to an offer?
A: That is anybodies guess. It will totally depend on the bank and their work load. It can be anywhere from 2-10 days. Remember they are closed on evenings and weekends.
Q: Will the bank honor the buyer’s deadline for response to the offer?
A: NO. They may simply let an offer expire. The timeline in the contract means nothing to the bank.
Q: Why does the buyer have to sign all the documents including the Bank’s counter offer before the seller signs?
A: REO protocol dictates that the Buyer sign all required documents (Purchase Contract, any Counters, and Bank Addendums ) before the seller signs. Due to the high volume of homes they are managing, the Bank only wants to sign one complete contract rather than numerous counters.
Q: Will a bank always provide an additional Bank Addendum that supersedes the Arizona Purchase Contract?
A: Yes, 99.9% of the time. I only had one bank that did not. The listing agent told me it was a very small bank. Other than that I have never heard of a bank not providing a Bank Addendum. This addendum is typically 7-20 pages long.
Q: Once we have a verbally accepted offer, when does the inspection period start?
A: Any Fannie Mae owed home the inspection period will start upon verbal acceptance of the offer by the bank. Other banks will start the inspection period when the Purchase Contract, any Counters and Bank Addendum are signed by all parties and you have a fully executed contract. It will depend on the Bank.
Q: Is the inspection period always 10 days.
A: No, often the bank will shorten it to 7 days especially for cash buyers.
Q: Will the Bank provide a Sellers Disclosure or Insurance Claims History Report?
A: No, the Bank has never lived in the property and has no knowledge of the property.
Q: When I make an offer on a Bank Owned property do I have to be prequalified by a lender?
A: Yes, you may even have to be pre-qualified by the bank that owns the property. Not all banks require this though. An LSR (Loan Status Report) is required from a lender and I always encourage my clients to provide proof of funds of down payment to make their offer stand out from others that a bank may be looking at.
April 29, 2010 at 9:36 pm
Since the North Valley of Greater Phoenix is so new the lender owned homes are a great opportunity to buy a young home at rock bottom prices. Check out these opportunities!!
Click here to see detailed listing information on these properties.
See more great Lender Owned homes in the North Valley and give me a call, I would love to help you find that next great deal.
Molly Trecek
Monarch, Realtors
Realtor, CNE, GRI
MollyTrecek@cox.net
623 229-4196
April 14, 2010 at 5:18 pm
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Looking for that Special Property? Check out these listings. Click Here!!!
Calling all investors. This is a fabulous deal on a like new Condo in Beautiful Anthem, AZ. Only $104,900 for 1325 Square feet. Click her to view full listing. 
